DEBT QUIZ
(from
DA national
website)
Most compulsive debtors will answer
"yes" to at least eight of the following 15 questions:
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1. Are your debts making your home
life unhappy?
2. Does the pressure of your debts
distract you from your daily work?
3. Are your debts affecting your
reputation?
4. Do your debts cause you to think
less of yourself?
5. Have you ever given false
information in order to obtain credit?
6. Have you ever made unrealistic
promises to your creditors?
7. Does the pressure of your debts
make you careless of the welfare of your family?
8. Do you ever fear that your
employer, family or friends will learn the extent of your total
indebtedness?
9. When faced with a difficult
financial situation, does the prospect of borrowing give you an
inordinate feeling of relief?
10. Does the pressure of your debts
cause you to have difficulty sleeping?
11. Has the pressure of your debts
ever caused you to consider getting drunk?
12. Have you ever borrowed money
without giving adequate consideration to the rate of interest you are
required to pay?
13. Do you usually expect a negative
response when you are subject to a credit investigation?
14. Have you ever developed a strict
regimen for paying off your debts, only to break it under pressure?
15. Do you justify your debts by
telling yourself that you are superior to the "other" people, and when
you get your "break" you'll be out of debt overnight?
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How did you score? If you answered
yes to eight or more of these questions, the chances are that you have
a problem with compulsive debt, or are well on your way to having one.
If this is the case, today can be a turning point in your life.
We have all arrived at this
crossroad. One road, a soft road, lures you on to further despair,
illness, ruin, and in some cases, mental institutions, prison, or
suicide. The other road, a more challenging road, leads to
self-respect, solvency, healing, and personal fulfillment. We urge you
to take the first difficult step onto the more solid road now.
